About Windmill Microlending
Windmill Microlending is a Canadian non-profit offering low-interest career loans to help newcomers pay for the education they need to succeed in Canada. Since 2005, Windmill has supported over 10,000 immigrants and refugees in overcoming underemployment and building successful careers.
We partner with institutions to help members cover tuition, accreditation, relocation, and living costs. Our loans are tailored to meet the specific needs of immigrant clients who often cannot access traditional credit, providing a fixed interest rate that is lower than other financing options.
About WCC College
Western Community College has been transforming communities through its quality education since 2012. Offering 56 undergraduate, postgraduate, and bachelor’s programs, WCC helps students find success and fulfillment in healthcare, hospitality, accounting, information technology, and business management.
WCC programs are known for their thorough and intensive nature. Key highlights include:
- Part-time or full-time class schedules
- Free English Language preparation classes
- Graduate employment rate: 97%
- Installment-based, low tuition fees
- 100% Practicum Placement
- 100% Student-loan repayment Rate
Anoop's Story
Anoop believes he wouldn’t be where he is today without Windmill’s support. He describes “achieving a Canadian dream,” working in his chosen profession, providing for his family, and helping others through his work.
When Anoop first applied to Windmill, he was working in a textile sorting plant and had a lot to learn about the Canadian financial system. His Windmill client success coach helped him navigate his loan application and supported him on his path to accreditation in his new country.
“Joyce was empathetic. She really understood the immigrant experience and was patient and responsive to my questions about the process and procedures,” says Anoop.
— Anoop, Social worker
What makes a Windmill loan unique?
- Loans up to $15,000
- Fixed low-interest rate as low as 6.7%
- Zero loan processing fees
- Two years of interest-only payments and up to three years of principal + interest payments, depending on the career plan
- Success coaching support and mentorship program
More than just a loan
As a Windmill client, you benefit from a range of services, including:
- One-on-one coaching to guide your career path
- Career and educational resources
- Financial planning and budgeting tools
- The Windmill Mentorship Program
- Exclusive access to the Community Success Hub
Our impact on clients
Over 3x Growth in income
Windmill helps clients return to their trained profession, boosting their income by over three times.95% Historical repayment rate
Clients’ success is reflected in their impressive repayment rates, showcasing their determination and the effectiveness of the program.75% Decrease in unemployment
As borrowers repay their loans, employment opportunities increase, marking a successful journey and contributing to Canada’s economic growth.