About Windmill Microlending

Windmill Microlending is a Canadian non-profit offering low-interest career loans to help newcomers pay for

the education they need to succeed in Canada. Since 2005, Windmill has supported over 10,000 immigrants

and refugees to overcome underemployment and succeed in their careers.

We partner with institutions to help their members cover costs of tuition, accreditation, relocation and living

costs. Our affordable loans are designed to meet the unique needs of immigrant clients, who often cannot

access mainline credit, by providing a fixed interest rate that is lower than other financing options.

Windmill Microlending and PharmAchieve can help you accomplish your goal of

becoming a pharmacist in Canada.

Each year, PharmAchieve trains thousands of internationally-educated pharmacists looking to obtain a

licence to practise as pharmacists or pharmacist technicians in Canada. Windmill Microlending has

partnered with PharmAchieve to provide the financial support you need to take continuing education or prep

courses to write the required exams and apply for a pharmacist license.

"A loan from Windmill sets our pharmacy clients on the road to success"

Start your application today!

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What makes a Windmill loan unique?

Our loans offer two years of interest-only payments and up to three years of 

principal + interest payments depending on the length of your career plan.


Loans up to $15,000

Fixed low-interest rate

as low as 6.7%

Zero loan processing fees

Success coaching support and mentorship program

More than just a loan

As a Windmill client, you benefit from a range of services, including:

One-on-one coaching to support you on your career path

Career and educational resource supports


Financial planning and budgeting tools

The Windmill Mentorship Program

Exclusive access to our Community Success Hub

Our impact on our clients

Over 3x

Growth in income

Newcomers take on low-income jobs to survive. Windmill helps our clients return to their trained profession

to boost their income by over 3 times.


Historical repayment rate

Our affordable loans and repayment structure support clients like you. The impressive rate of repayment

showcases our client's determination and the impact of their success.


Decrease in unemployment

As our borrowers take their next steps, employment opportunities soar upon loan repayment, marking the

start of a remarkable journey and booming economy.

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